Job Description

Director, Credit Risk Modeling & Analytics

Location: Remote (Canada)
Department: Credit - Risk & Analytics
Base Salary: $140,000 – $180,000 CAD

About Orion Digital

Orion Digital is a publicly listed company (NASDAQ & TSX) building a multi-engine financial platform spanning lending, payments (Carta), and wealth (Intelligent Investing).

The company is evolving toward a more integrated, data-driven platform where decisioning systems, capital allocation, and risk management are central to how value is created.

AI is being incorporated as an enabling layer across the platform, supporting more real-time, data-driven decisioning across products.

About the Role

As Director, Credit Risk Modeling & Analytics, you will build and operate the systems that power credit decisioning.

You are responsible for how risk is modeled, measured, and executed in production systems. This role sits at the core of how credit strategy is translated into real-world outcomes.

You will work closely with the Head of Credit Risk and leadership team, with direct exposure to how portfolio decisions are made and how capital is deployed.

This is a hands-on role focused on building, implementing, and improving real-world systems, not just producing analysis.

Why This Role Matters

You are building the decisioning infrastructure that directly impacts portfolio performance and capital outcomes
Your systems determine how underwriting decisions are executed at scale
You will work closely with the Head of Credit Risk and CFO on portfolio performance and decision-making
Opportunity to build a modern, data-driven risk system leveraging signals across lending, payments, and wealth
A chance to move beyond static models into real-time, adaptive decisioning systems
Direct contribution to long-term value creation through improved risk performance

What You’ll Own

Development and evolution of credit risk models and predictive frameworks
Portfolio analytics, cohort analysis, and performance measurement
Experimentation frameworks to test and improve underwriting performance
Implementation and maintenance of decision logic within production systems
Analytics infrastructure, including dashboards and reporting systems
Data pipelines and systems supporting risk decisioning
Execution of credit policies within systems to ensure consistency and accuracy
Leadership of a small analytics and decisioning team
Continuous improvement of tooling, automation, and scalability
Development of decisioning systems that can extend across multiple product lines

What You Bring

7–12 years of experience in credit risk, modeling, or analytics
Strong foundation in statistical modeling and data analysis
Experience working with real-world portfolios and production systems
Proven ability to build and scale modeling, analytics, and decisioning systems
Strong technical skills (SQL, Python, data platforms)
Ability to translate strategy and analysis into production execution
Builder mindset with a focus on systems, not just models
Strong attention to detail and ownership of implementation quality
Interest in applying decisioning frameworks beyond lending over time
Strong communication across technical and business stakeholders
Comfort operating in a lean, high-accountability environment

Compensation & Benefits

Base Salary: $140,000 – $180,000 CAD
Performance-based bonus
Meaningful equity participation tied to long-term value creation
Comprehensive health, dental, and vision coverage
Flexible vacation and remote-first work environment

Final Note

This role is designed for someone who wants to own how decisions are built and executed in real systems, and directly influence how risk translates into portfolio performance and capital outcomes.

Benefits of working with us:

Fully Remote Work - Unless otherwise specified in the job posting, Orion offers flexible remote work, supported by the tools and resources needed to succeed.
Comprehensive Health Benefits - Access to medical, dental, and vision coverage plus a Health Spending Account
Stock Options - Meaningful equity participation aligned with long-term value creation and company growth
Flex Vacation - Benefit from paid time off, including vacation and personal days
Wellbeing Programs - Access counselling services, mental health support, and additional wellness resources

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Orion Digital

Open Positions

Director, Credit Risk Modeling & Analytics