Inclusion without Exception
Tata Consultancy Services (TCS) is an equal opportunity employer, and embraces diversity in race, nationality, ethnicity, gender, age, physical ability, neurodiversity, and sexual orientation, to create a workforce that reflects the societies we operate in. Our continued commitment to Culture and Diversity is reflected in our people’s stories across our workforce and implemented through equitable workplace policies and processes.
TCS is an IT services, consulting, and business solutions organization that has been partnering with many of the world’s largest businesses in their transformation journeys for over 55 years. Its consulting-led, cognitive-powered portfolio of business, technology, and engineering services and solutions is delivered through its unique Location Independent Agile™ delivery model, recognized as a benchmark of excellence in software development. A part of the Tata group, India's largest multinational business group, TCS operates in 55 countries and employs over 607,000 highly skilled individuals, including more than 10,000 in Canada. The company generated consolidated revenues of US $30 billion in the fiscal year ended March 31, 2025, and is listed on the BSE and the NSE in India. TCS' proactive stance on climate change and award-winning work with communities across the world have earned it a place in leading sustainability indices such as the MSCI Global Sustainability Index and the FTSE4Good Emerging Index.
Job Description:
- Gather and document business requirements for payment processing systems.
- Analyze and map ISO 20022 messages (pain, pacs, camt series) and their field-level details.
- Work on payment initiation, clearing, settlement, and reconciliation processes.
- Collaborate with architects and developers to ensure accurate implementation of message formats.
- Perform gap analysis between existing systems and ISO standards.
- Support migration projects from legacy formats (SWIFT MT) to ISO 20022.
- Validate message structures and conduct data field-level analysis for accuracy and compliance.
- Prepare functional specifications, use cases, and test scenarios.
- Liaise with external vendors, clearing houses, and regulatory bodies as needed.
Required Skills
- Strong knowledge of ISO 20022 message types (pain.001, pacs.008, camt.053, etc.).
- Ability to interpret message schemas (XSD) and field-level attributes.
- Familiarity with SWIFT MT messages and migration to ISO 20022.
- Understanding of payment systems (RTGS, ACH, SEPA, SWIFT, Fedwire).
- Experience in business analysis tools (JIRA, Confluence).
- Excellent documentation and stakeholder management skills
Nice-to-Have
- Experience with payment modernization projects.
- Knowledge of regulatory compliance (AML, KYC, PSD2).
- Exposure to API-based payment integrations.
Tata Consultancy Services Canada Inc. is committed to meeting the accessibility needs of all individuals in accordance with the Accessibility for Ontarians with Disabilities Act (AODA) and the Ontario Human Rights Code (OHRC). Should you require accommodation during the recruitment and selection process, please inform Human Resources.
Thank you for your interest in TCS. Candidates that meet the qualifications for this position will be contacted within a 2-week period. We invite you to continue to apply for other opportunities that match your profile.
